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By Eddie Tobey The amount of cash people receive on their paydays is often not enough to pay for their financial obligations. This is especially true for people who do not have high-paying white-collar jobs. To meet the needs of such people, lending agencies have been established. Altogether, these agencies form the payday lending industry. They are the ones responsible for giving out payday loans and advances. In the United States, the payday lending industry has been growing fast. During the year 2000, there were about 10,000 payday lending agencies. They registered a total of more than forty million transactions amounting to more than $1.5 billion. By 2003, the industry grew by more than 100% with the number of lending agencies exceeding 20,000. The amount of transactions amounted to 100 million and the corresponding fees reached six billion. The payday lending industry started in 1990, in small shops offering check-cashing services. As years passed by, these companies grew with the largest ones focusing on payday loans. There are also multi-service lenders that offer additional services such as money orders and check cashing. The enormous growth experienced by the payday lending industry has been brought about by the high profits such businesses earn. Profits have been reported to reach as much as more than 30%. Aside from this, the capital needed to start a lending business is only small. The money just revolves around the cycle of borrowing and returning. Of course, during the process, the money borrowed from the lender also grows by a certain amount of interest. Annual interest rates may reach as much as 400%. Because of the large number of payday lending agencies, certain laws have been implemented to guide their business operations. In the United States, only 36 states permit payday lending. However, there are lending agencies that use commercial banks to get exemptions from state laws that prohibit such businesses. There have been contentions over this business, but payday lending agencies are still continuously experiencing growth. This trend will go on as long as people’s needs and wants expand and become more expensive. Payday provides detailed information on Payday, Payday Advances, Payday Loans, Payday Car Title Loans and more. Payday is affiliated with Copies of Paychecks. Article Source: http://EzineArticles.com/?expert=Eddie_Tobey http://EzineArticles.com/?An-Introduction-To-Payday&id=278016 e-z payday loans in t fast secured loan uk cash advance for bad credit personal loan calculators

By Marc Grossman The training of our eye doctors in this country is very comprehensive there have been major advances in treatment of eye disease and even laser surgery to correct nearsightedness, farsightedness, and astigmatism is available today. But it doesn’t really correct the underlying problem of why it is there to begin with. Eye care in this country is symptom oriented. In our training as eye doctors were taught that once something goes wrong with your eyes there is not much that can be done to help reverse the condition. Vision problems are multiplying at epidemic proportions in our society. The eye care industry is a multi-billion dollar business. Glasses, contact lenses, and eye surgery are the major tools of that industry and these enter the lives of virtually all of the citizens of the Western world. Aldous Huxley wrote in his book The Art of Seeing, that if everyone who had deficient vision had broken legs, the streets would be full of cripples.” Patients come in year after year, their eyesight getting worse. Conventional eye care professionals just give them stronger and stronger glasses. Something is wrong with this picture. Cataracts are present to some degree in nearly all adults over the age of 70 years old. These patients are told, “Let’s wait until the cataract “ripens”(gets worse), and then we can remove it surgically.” Something is wrong with this picture. Patients with macular degeneration and glaucoma are told, ” We’ll watch it and try to keep it under control.” The amount of children in our schools being labeled learning disabled and/or Attention Deficit Disorder (ADD) is increasing every year. Where is the much needed prevention, education and rehabilitation? something is wrong with this picture as well. People think that eye problems are just a natural course of life’s process, but peoples vision can improve. When people are given so called “corrective” lenses they are being sold a false bill of goods. “Corrective” lenses don’t really correct anything. Most of the time when people get their glasses it usually causes more dependency on them along with the eyes losing some of their natural flexibility. Im interested in an aggressive prevention program so that many eye conditions can be prevented and corrected. So what’s is wrong with the conventional treatment for certain eye conditions. Let’s look at nearsightedness and glaucoma. For example, if you need glasses the eye doctor will prescribe them and you will thank them then pay them for the eye examination and glasses. In a couple of years or sooner the prescription may not be good enough for you to see clearly so you will come back get another examination and probably get stronger glasses and thank them and pay them again. If you have glaucoma, a similar same thing happens. You come to the office and you may get eye drops to help stabilize the pressure and are told that you will probably be on these eye drops the rest of your life. Where is the prevention, and or rehabilitation? We have to look at vision the same way that Chinese medicine looks at disease. We look at not if “X” causes “Y “but what is the relationship between “X” and “Y”. The eye is an extension of brain tissue and it reflects what your thinking and feeling. The eyes help us adapt to the world and they give us an indication of how we are adapting to the world. It is the primary way we take in information. For instance, nearsightedness doesnt just happen. Did you know that 90 percent of accountants are nearsighted, but less than 10 percent of farmers are? Thats because accountants spend a lot of time focused on up close tasks and farmers are usually looking out across the fields. The brain says “if you make me do close work all day, you will have to give up something” and that something is the ability to see at a distance, so obviously how we use and abuse our eyes affects what happens to them. This concept is not usually taken into consideration by most eye doctors. In nearsightedness, I use the analogy of training for a marathon. If your are going to graduate school, law school, medical school, etc. and there is an extremely large amount of reading that needs to be done, so we need to keep our eye muscles flexible in order to handle the amount of close work more easily. Also proper posture, lighting, taking vision and body breaks and proper nutrition all play a part in helping our eyes. Now in glaucoma lets say your 55 years old and you have borderline high intraocular pressure which is a possible early sign of glaucoma. The doctor will test your visual field to make sure your peripheral vision is not affected and if your visual field and optic nerve looks normal and the pressure is borderline. The doctor will usually just say come back in 3 to 6 months and we will watch it and if it gets to high we will give you medication. Again very rarely is there anything given preventively to help lower the pressure. But many things can help, such as paying attention to the following: 1. Stress- in glaucoma as far back as 1818 researchers linked stress to glaucoma. One study showed that glaucoma patients tend to be perfectionists, nervous, anxiety ridden and/or hypersensitive. In Chinese medicine glaucoma is linked to the liver meridian. The emotion associated with the Liver anger/frustration. I may suggest to a patient with glaucoma, that instead of suppressing anger, feel it, but don’t fear it. I tell them to try meditation, tai chi and psychotherapy and remember to smile. 2. Smoking- avoid smoking, it more than doubles the incidence of cataracts , glaucoma, and macular degeneration, by stressing the nerve cells in the macula and reduces the quality of blood circulation 3. Physical Exercise- research has shown that glaucoma patients who take a brisk 40 minute walk 5 days a week for three months can reduce their eye pressure by approximately 2.5 mm. 4. Diet-fruits and vegetables, drink 8-10 glasses of water per day but not with food-30 minutes before a meal or 2 hours after a meal optimally, avoid sugars, fried foods, alcohol, caffeine. 5. Nutritional supplementation-alpha lipoic acid-200mg, vitamin C-3000 mg, Coenzyme Q10-100mg, essential fatty acidsomega 3s-1500mg-black currant seed, flax see, cold water fish-salmon mackerel, magnesium- 500 mg-to help relax the smooth muscles that are what regulates the outflow of aqueous humor from the inner eye. 6. Body work-chiropractic, massage therapy, cranial-sacral etc My philosophy is that people are more than an interesting set of symptoms that must be treated with the proper drug or glasses. We function on several levels; emotional, spiritual, and physical. It is important to take all of these levels into consideration when treating a patient, because merely treating the physical symptoms of the condition does not address how that condition impacts and emerges from all of those levels of your being. So in treating the eye all these factors must be taken into consideration. Lets start with nutrition, because more than 25 per cent of the nutrients we absorb from our food go to nourish the visual system. The diet plan I prescribe emphasizes a variety of whole foods, because the body does not use each vitamin or mineral in isolation. The diet I recommend includes the following: 1) whole grains including brown rice, millet, spelt and buckwheat, 2) sea vegetables such as dulse, nori and hijiki because they are high in minerals, 3) fresh fruits and vegetables such as kale, collard greens and spinach. These greens are especially good for the eyes since they have amounts of lutein, which is a carotenoid that studies have proven helps protect the macula of the eye and the lens of the eye. This is particularly important for macula degeneration. But no matter how wholesome and pure our food might be, there are factors that affect its nutrient content. How it is grown, how it is stored, and how it is cooked. Your age, health, activity level and stress also can affect what your body needs and how well it uses the nutrients from your diet. This is where supplements come in. I routinely recommend vitamin and mineral supplements to my patients Besides relieving pain, acupressure can rebalance qi throughout the body. Ive found acupressure to be very beneficial in the treatment of eye disease and I recommend it since a patient can do it themselves. Both eye and physical exercise are extremely important in the treatment and prevention of eye conditions because it raises oxygen levels in the cells and increases lymph and blood circulation. From a Chinese standpoint, eye problems mean there is a stagnant energy and exercise helps get rid of the stagnation. This increased circulation revitalizes the organs and glands and speeds up detoxification of the body. I recommend that you gently build up to aerobic exercise for a minimum of 20 minutes per day, four days a week. The following are some important tips to keep our eyes vibrant and alive. Dont keep your eyes focused in one place for a sustained period of time. Change your focus, look up and out a window if possible, just keep your eyes moving, sustained contraction of the eyes leads to contraction of the entire upper body. And dont stare that also causes tension in the visual system. Get at least 20 minutes of natural sunlight a day minimum. The eyes are light sensing organs so its important to get sunlight so that they can work optimally. Quit smoking!!! This is probably the number on eye irritant. Somokers have a 50 to 100 per cent increased risk for every eye disease. Avoid sugar; it depletes the body of the nutrients the eyes need. And avoid alcohol since it causes stress to the liver, which is where Vitamin A is processed. For more information on how to keep your eye healthy contact us at http://www.naturaleyecare.com or 1-888-735-8475 Dr. Grossman is one of the leading holistic eye doctors, has been in practice for over 27 years, and is the author of a number of 5 books on natural eye care including the following: co-author of Magic Eye - A 3D Guide (Andrews and McMeel, 1995), Natural Vision Care - An Encyclopedia (Keats Publishing) printed in April, 1999, Greater Vision (McGraw Hill) printed in September, 200, and Natural Eye Care: A Comprehensive Manual for Practitioners of Oriental Medicine, which is a 230-page manual describing both the Western and Eastern approaches to preserving eyesight for over 20 specific eye conditions. His newest book was just released in June, 2004 and is entitled Beyond 3D : Improve Your Vision with Magic Eye by Marc Grossman (Author), Magic Eye Inc. (Author) Dr. Grossman lectures nationally on topics such as Natural Vision Improvement, Vision and Nutrition, Psycho-Emotional Aspects of Visual Conditions, Vision & Learning, Holistic Integrative Visual Therapy, and Chinese Medicine and Vision Care. Article Source: http://EzineArticles.com/?expert=Marc_Grossman http://EzineArticles.com/?Maintaining-Healthy-Vision-Naturally&id=47737 instant approval cash advance wilmington moneytree pay day loans bad credit debt consolidation loan how long are sba loans amortized for

By [http://ezinearticles.com/?expert=Peter_Taylor]Peter Taylor Its quite true that your credit history matters a lot while taking any loan. Moreover, a good credit history fetches you more money. But does that simply mean that those who are having a poor credit history will not be able to satisfy their needs fully? If your answer is yes, you need to cross-check. If you have a bad credit history, you can equally get a loan with the help of poor credit secured loans. A poor credit secured loan is meant for people who are unable to get any loan or face difficulty in availing unsecured loans due to their poor credit. These loans require you to offer your home or any other property as a security against the loan amount. Poor credit Secured loans caters to persons having bad credit history, or poor credit score, defaulters and arrears, people with CCJs, bankrupts etc. With a secured poor credit loan, you can get amounts ranging between 5000 to 75000 depending upon your requirement as well as the collateral value. Being a secured loan, it offers a longer repayment period of around 3 to 25 years. However, you may select the amount and repayment term according to your convenience and capability to repay. The interest rate is relatively low as it is being offered to poor credit holders and also because it is a secured loan. Poor credit secured loans can be used for various purposes. Many people use this loan as the best tool for debt consolidation. However, you can also use it for buying property, home improvement, wedding or holiday expenses, education, or purchasing car etc.You can utilize secured poor credit loan to meet your diverse range of needs. Applying for secured poor credit loan is quite easy. To avoid unnecessary expense of time and money, you can go online and search for lenders. You will come across numerous lenders offering poor credit secured loans. Among all theses, you need to select the best one for you by comparing the quotations of different lenders. Once you select your lender, you will be required to fill an online application form. The form will ask you about your personal and financial details. After giving all those details, the loan application will be approved just within 10 to 15 days and soon the loan money will be in your hand. With a poor credit secured loan, you get a great opportunity to eliminate poor credit score. It will help improve your credit score and stop them from getting adverse. Through this loan you can make your future better by securing good chances of getting loans. Peter Taylor is a senior financial analyst at BadCreditSecuredLoan with an acumen for finance and insurance In recent years he has taken up to provide independant financial advice through his informative articles. His articles are widely read because of the lucid manner of wriiting and thoroughly researched datas. To find secured loan, bad credit secured personal loan, bad credit secured loan UK, bad credit homeowner loan, [http://www.badcreditsecuredloan.net/bad-credit-secured-loan-uk.html]poor credit secured loan bad credit loan, cheap secured loan that best suits your need visit http://www.badcreditsecuredloan.net Article Source: http://EzineArticles.com/?expert=Peter_Taylor http://EzineArticles.com/?Make-Your-Wishes-True-With-Poor-Credit-Secured-Loans&id=294346 jacksonville car loan for people with bad credit kentucky pay day cash payday advance mount pleasant pa no credit check living in birmingham alabama

By [http://ezinearticles.com/?expert=Wayne_Channon] Wayne Channon According to Wikipedia, Stem cells are cells common to all multi-cellular organisms that hold the ability to renew themselves through cell division and can differentiate into a wide range of specialised cell types. The three categories of stem cells are considered to be: Fisrt, embryonic stem cells, that are derived from blastocysts, then adult stem cells, which are found in adult tissues and finally, cord blood stem cells, which are found in the umbilical cord blood. In a developing embryo, stem cells are able to differentiate into all of the specialised embryonic tissues. In adult organisms, stem cells and progenitor cells act as a repair system for the body, replenishing specialised cells. Research in the human stem cell field is growing year after year as scientists find more and more use for stem cells. Stem cells, which are the precursor cells that give rise to the 210 different kinds of tissue in the human body, are believed to have the potential to treat diseases such as Alzheimer’s, Parkinson’s, diabetes, and cancer. Human embryonic stem cell research may indeed have the potential to benefit many people who suffer from serious debilitating conditions. Because embryonic stem cells can develop into many different types of tissues, researchers hope these cells can be coaxed into replacing tissues whose function has been lost or compromised as a result of injury or disease. On the other hand, the use of embryonic stem cells in research is raising a big debate. As scientists start speaking about cloning to produce human embryonic stem cells for use of medical therapies, some people seem to have a moral issue with the practice of cloning. The stem cell/cloning controversy raises, once again, the fundamental issue of personhood and the ensuing considerations of how human persons should be treated. It would be interesting to see how peoples way of thinking will evolve in the future and to see whether or not, stem cells will be used to treat some diseases. Wayne Channon, Director of Cells4Life Ltd, a Stem cell and cord blood storage expert. [http://www.cells4life.co.uk ] Stem cells and [http://www.cells4life.co.uk ] cord blood storage Article Source: [http://ezinearticles.com/?expert=Wayne_Channon ] http://EzineArticles.com/?expert=Wayne_Channon [http://ezinearticles.com/?Stem-Cells-Research&id=531679 ] http://EzineArticles.com/?Stem-Cells-Research&id=531679 business llc payday loan self employed christmas cash advance loan loan for people with bad credit countrywide home loans short sale

By Justin Meyer Believe it or not, the most stressful time of the year is the winter holidays. Making plans for Christmas and New Years, finding the perfect gifts, crowds, planning meals, making sure that you have a date for New Years, the list of reasons is endless. And in the end, for someone who is already depressed, it is very easy to find yourself much more depressed by life at this time of year. You might give presents and worry that you spent too much, or not enough. You might worry that people dont like the presents that you gave them. Well stop. This is meant to be a time of happiness and joy. It is not a time of stress, and worry. You can find tricks to help you relax through these times. The first is shopping online. Because there are no crowds, you will not have to worry about nervousness. The second is setting limits and feeling good about these limits. Decide how much to spend on people based on how much they spend on you, and how much you like the person. Find things within that limit and dont let yourself get talked into spending any more. Spend some time thinking what you want to buy people and then rest assured that they will like what you get them. As long as you put thought into the gift it will be fine. As for the stress of the family gatherings, the best way to handle these is not with alcohol. You should plan to spend some time doing breathing exercises before you go to the gatherings, and afterwards as well. Since these are times of stress, they generally lead to tense family parties and you might be better off trying to limit your time there. Plan to spend part of your evening with your family but make other plans if you know that it will be unhealthy for you to remain for too long. Learn to alleviate your depression at http://www.curemydepression.com Article Source: http://EzineArticles.com/?expert=Justin_Meyer http://EzineArticles.com/?Holidays-And-Depression&id=104851 cash advance locations in zip 43015 home equity loan bad credit florida loans unsecured loan bad credit nigeria money lenders

By Craig Ballantyne For fast fat loss, you need advanced diet, nutrition, and exercise tips. The only way you will lose inches fast is with advanced weight loss tips. I’m working with a client on one of those advanced transformations…you know, the one where the client takes it right down to the full-on 6-pack and figure model physique. So we’ve been working on our plan to lose that last 5 pounds of fat in the last 10 days of the transformation. Here are the guidelines we’ve come up with. NOTE: He’s only going to follow these guidelines for 10-14 days. So if you choose to use this plan, don’t follow it for more than 2 weeks. That’s the maximum time for this advanced plan. After that, ease up on the restrictions a bit - and enjoy your advanced fat loss physique you’ve attained. Advanced Nutrition Tips 1) Start your day immediately with 2 cups of water, 3 fish oil caps, and a 20g protein shake. This is before any exercise. Eat your regular breakfast, making sure to avoid all processed carbohydrates. 2) Eat 1 cup of broccoli along with your lunch and dinner. This will help control appetite, keep you full, and control your blood sugar and fat loss. 3) Eat only protein, almonds, and raw vegetables between meals. 4) Don’t eat a lot (greater than 40g) of carbohydrates at any meal. Get almost all of your carbohydrate intake from fruits and vegetables, rather than grains. 5) Don’t eat carbohydrates after 7pm. 6) Don’t go to bed full. Eat only a small protein snack in the evening to keep hunger at bay and to provide the body with protein before sleep. 7) Drink 6 cups of green tea per day (3 in AM, 3 after lunch) Advanced Exercise Tips 1) Switch from regular, boring, less effective cardio to more effective fat loss intervals. 2) Add in some bodyweight circuits (10-20 minutes per day) done in the morning or evening (if you do your regular workout in the AM, do your bodyweight circuits after dinner; otherwise, do the bw circuits first thing in the AM, and then do your regular workout at lunch or later in the afternoon or evening) 3) Add one set to the first superset you do in each workout. Supersets get your strength workouts done faster. Use these strict tips for no more than 2 weeks before returning to normal exercise guidelines and carbohydrate intake. Train hard but safe, and you can lose inches and lose fat fast with these advanced weight loss tips. You have permission to publish this article in your web sites, ezines or electronic publication, as long as the piece is used in its entirety including the resource box, all hyperlinks (HTML clickable) and references and copyright info. Craig Ballantyne is a Certified Strength & Conditioning Specialist and writes for Men’s Health and Oxygen magazines. His trademarked Turbulence Training for Fat Loss have helped thousands of men and women with weight loss and fat burning in less than 45 minutes three times per week. Turbulence Training for Fat Loss workouts help you burn fat without long, slow cardio sessions or fancy equipment. Craig’s bodyweight workouts for fat loss help you lose fat without any equipment at all. Article Source: http://EzineArticles.com/?expert=Craig_Ballantyne http://EzineArticles.com/?Lose-5-Pounds-in-10-Days&id=528288 seattle pay day loan nevada direct cash advance lenders no fax no teletrak no verify amount of tax out of paycheck payday loans

By Neil Day They might fall on the bottom of the to-do list as a bride and groom get ready for the big day, but wedding party favor ideas really deserve a little personalized attention. No matter the chosen favors or the expense involved, they should reflect a little bit of the bride and groom’s personal thanks for those who turn out to witness the big event. With this in mind, however, wedding party favor ideas don’t have to break the bank. Some people can afford engraved silver candy dishes - some just cannot. Good party favors don’t have to cost a fortune to mean something to the people who receive them. For those looking at wedding party favor ideas, here are some that cover the bases in regard to cost. Remember, price doesn’t necessarily matter, planning and attention to detail do! * Photo postcards. If the wedding is a small one, with only close friends and family involved, it’s possible for the bride and groom to create specialized photo postcards for each of the guests. A photo montage of the bride and groom growing up or even ultra personalized cards for each individual guest with that person in shots with the bride or groom from the past will do. Put a photo of the bride and groom today in the center along with their names and the wedding date. These cards can get a little pricey for huge wedding parties, but for smaller ones, they’re not that expensive. This type of wedding party favor might take some time to create, but it can be a fun process if there are plenty of old photos lying around and a computer handy. * Gift baskets. Small gift baskets hand made by the bride, groom or friends and family also make great wedding party favor ideas. The baskets can be filled with candy, candles or other treats and sealed with ribbon that’s been printed with the wedding date and the bride and the groom’s names. * Personalized wine. There are lots of companies that make private label wines. Have the companies put the bride and the groom’s names on the bottles, along with the wedding date. This makes a classic and even relatively inexpensive wedding party favor for a small event. * Engraved glasses. Some wedding party favor ideas are a little more costly, but this is one that is almost guaranteed to be a hit. Rather than give the guests wine glasses from the club or restaurants stock, have the bride and groom’s names and the wedding date engraved on glasses for guests to take home. Wedding party favor ideas can take up an entire book. Just remember when choosing, a great idea doesn’t have to be as routine as printed matchbooks, nor does it have to be as expensive as gem-encrusted candlesticks. Think small, think personal and think fun and it’s likely any wedding party favor idea will be a big hit. For more information about finding the perfect wedding party favor try visiting http://www.weddingfavorsinfosite.com, the website that specializes in providing advice, tips and resources on wedding favors and unique wedding favors that you can use to make sure your wedding day is a special and memorable one that your guests will remember for many years to come. Article Source: http://EzineArticles.com/?expert=Neil_Day http://EzineArticles.com/?Make-Wedding-Party-Favor-Ideas-Personal-For-A-Gift-Your-Guests-Will-Cherish&id=478620 pay day loans in vancouver and surrey no credit check apartment renting in chicago bad credit car loan 100 faxless payday loans with no credit check

By Teddy Shabba A line that I see in a lot of men’s profiles that hurts their chances of success with quality women more than it helps is; “I am shy at first, but am a whole lot of fun once you get to know me.” Most women have the ability to know what a man is really saying; “I have nothing to offer you, but if you stick around long enough you might find something.” Quality women and for that matter women in general simply delete or move on to the next profile. However, women who for whatever reason could be considered evil women also know that men who write such a thing in their profile are actually telling her; “I have nothing to offer you but I will do whatever you want me to do.” Instead of pity evil women see opportunity, and depending on what she is looking for and your income bracket will determine if she takes advantage of you or leaves you for the next evil woman. Now, I know the main reason most guys even write that in their profiles is because it sounds nice and it is genuinely how they feel around women. If you are that guy; Stop It! Right Now! Women can write that they are shy in their profiles because it is cute and weakness is an attractive quality in women. However, any man who reveals inner weakness to a woman I his profile or even in his words is just pathetic. Instead of telling the world how weak of a man you are online you can begin to take the steps necessary in order to become a man and begin attracting women. Teddy Shabba is a Dating Coach for Men who has a daily newsletter that provides you with a wealth of information on how to be more successful with women. You can sign up for the Teddy Shabba Dating Advice Newsletter for Men now. Also with over 500 articles from a variety of dating experts just for men our Dating Advice and Seduction Article Database is the perfect place for any man. To learn more about Online Datingvisit our article section Online Dating Today Article Source: http://EzineArticles.com/?expert=Teddy_Shabba http://EzineArticles.com/?Saying-That-You-Are-Shy-At-First-Will-Ruin-Any-Chance-Of-Success-With-Quality-Women-Online&id=508255 can you lease with low credit score free credit scores and california bad credit instant cash jacksonville bad credit used car loan

By Larry M. Lynch They had it even before we knew what was happening. My rod bowed in prayer to something below the tea-colored waters surface. The six-pound test line danced like a cat on a hot pavement. All hell had broken loose. Beads of sweat rolled down Doris’ back. Her clothes were now a second skin, clinging to her every move. We panted for breath. We had fish on. The silvery oval-shaped body and red belly of a Piranha broke the surface. I reached for it. “Don’t let a finger get near their mouths or you’ll lose it”, our native guide barked. Minutes earlier, I shuddered from a breeze escaping from somewhere up ahead despite 85 degree-plus heat. The double-digit humidity didn’t help either. A maddening buzz filled my ears, but thanks my coating of Vick’s Vapor Rub, the blood-suckers wouldn’t feast on me. My eyes burned. My nose dripped. A coffee-table-sized leaf or hanging branch slapped into me every few steps. Curses burst from my lips even with my best efforts to become as one with the rainforest, as the indian had. Our fishing rods extended from 18″ to five and a half feet. I’d hoped the light mono would suffice, although I’d squirreled away spools of twelve and twenty pound test as an afterthought. If we tagged into a 50-plus pound Tambaqui even that wouldnt be enough. Vines as thick as my wrist dipped into light coffee-colored waters making little ripples as it slid past roots and fallen branches. Tangled growth matted the gentle slope of the bank into tea-with-milk colored wetness. Id flicked a thumbnail-sized chunk of bloody chicken liver on a barb-less hook with a split shot into a dinner plate-sized swirl just beside a snarl of mangrove roots jutting upwards through the surface. Minutes later, his tanned skin gleaming with moisture, our guide demonstrated the efficiency of the scissor-like teeth. A green leaf held near the gaping mouth instantly sported a neat, crescent-shaped bite. Three heavy blows to the head prepared the killer for cleaning. After cleaning, the Embera made a series of diagonal cuts along each side of the fish. Into these he carefully rubbed a mixture of salt, garlic, and ground roots from a small gourd he carried. A simple shaved branch frame held the fish over a smoky fire of glowing coals. The firm toasted flesh tasted smooth and a bit earthy, like a seasoned and mellowed catfish. With a wink and a sly nod towards Doris he said. Make these heads into soup and you will need many wives. She glanced at me with a puzzled look. I smiled. The Perfect Killing Machine The Amazon is filled with danger. Soldier ants march by the millions devouring all life in their path. Submerged up to the eyes, Crocodiles lie in wait for the unwary whatever or whoever that may be. Undulating its 20-foot length beneath the surface, the Anaconda, one of the worlds largest snakes, uses heat-seeking guidance to find its next meal. The barbed stinger in the tail of platter-sized stingrays can inflict a wound that takes months to heal. But none of these carry the fearsome mystique of the voracious Piranha. Ranging through South America from Brazil to the lowlands of Peru, they also inhabit waters in Venezuela, Guyana, Colombia, Ecuador and Bolivia. In the Amazon and Rio Negro rivers of Brazil and the Orinoco River in Venezuela, no creature is safe from the Piranhas razor-sharp teeth and powerful jaws. The serrated teeth fit together like scissors, enabling Piranha to cut the flesh from their prey. Like a shark, a Piranhas teeth are replaceable, when one breaks off a new one grows in its place. The Yagua Indians of Peru often use the sharp edges between the teeth of a Piranha jawbone to sharpen the point of their blowgun darts. A fish that is dying or swimming erratically will be quickly attacked by a large school. Piranha will also attack without warning to defend their eggs and territory. A wounded animal that strays into the water will be stripped to the bone so quickly it seems almost to dance on the surface as its ravaged from beneath. A bird that falls into the water will be gone, feathers and all, in three minutes or less. A trapped fish struggling in a net will be chewed clean to the head in a matter of seconds. Attacks on large animals and humans are often dramatically portrayed, but are rare. In some regions Piranha are known as “donkey castrators”. “They will rend and devour alive any wounded man or beast. U.S. President Teddy Roosevelt said, adding, Piranha are the most ferocious fish in the world.” Piranha, also called Caribe or Piraya only furthered their fearsome mystique when Roosevelt encountered them during his exploits in 1914. There are about 35 known species of Piranha but only five species represent a danger to man. Species range from the Red-Belly Piranha (Pygocentrus nattereri) with its characteristic red belly to the largest of the carnivorous species, the Black Piranha with its demon-red eyes and a 17 and a half inch long dark body weighing up to ten pounds. It could remove a mans hand in two or three bites. Most species dine on fruit or seeds that fall into the water from overhanging trees. The fish are not always aggressive. Women wash clothes in knee-deep water where men spearfish while children bathe or swim in these same Piranha-infested waters without harm. Further adding to the Piranhas mystique, Indian men with half a dozen wives and up to a score of children attribute their potency to Piranha-head soup, although no scientific justification for the soups potency yet exists. Fishing for Piranha Piranhas are usually part of indigenous peoples diet in the areas where the fish are found. All you need to go Piranha fishing are lines with a metal leader next to the hook so the fish doesn’t bite through the line, a supply of red, raw meat (worms or cut-up fish will do too) and a bit of luck. Piranha swim in large schools and are attracted by movement and blood. In May of 1999, hundreds of anglers armed with rods, reels, and raw steak flocked to the Brazilian town of Aracatuba near Sao Paolo for a one-Sunday piranha fishing tournament. The townspeople had declared open season on the flesh-eating fish, which had decimated other species in the local river. The prize for the tournament was an outboard motor. But most fishermen were content to go home with plenty of the reputedly aphrodisiac piranha, claimed then town spokesman Nelson Custidio. Piranha, earning their notorious reputation by reportedly killing 1,200 head of cattle every year in Brazil, is some of the best eating in South America. Whatever name you call them and no matter where you try them, when cooked in a variety of ways, their firm light flesh with its smooth, slightly nutty flavor, is a taste youre sure to enjoy. Larry M. Lynch is a writer and photographer specializing in business, travel, food and education-related writing in South America. His work has appeared in Transitions Abroad, South American Explorer, Escape From America, Mexico News and Brazil magazines in print and online. He travels researching articles throughout Latin America and teaches at a university in Cali, Colombia. To get original, exclusive articles and content for your newsletter, blog or website, contact him at: lynchlarrym@gmail.com Article Source: http://EzineArticles.com/?expert=Larry_M._Lynch http://EzineArticles.com/?Piranha—Deadly-and-Delicious&id=72722 secured credit card bank car loans bad credit loan free on-line credit reports consumer credit report free credit report free score

By Wan Ibrahim How can you determine your ideal weight? Just how much fat and how many calories should you consume to reach and maintain a healthy weight? One answer won’t work for everybody. So you need to do some figuring to determine how much fat and how many calories you can have. First, you need to determine your ideal weight. Here is a simple method to determine what that weight should be: For Women: The ideal weight for a woman who is exactly 5 feet tall is 100 pounds. For every additional inch above 5 feet, add five pounds. If you are shorter than 5 feet tall, subtract five pounds for every inch you measure below 5 feet. Next, determine whether you have a small, medium or large frame. Using a measuring tape, measure your wrist. If your wrist measures exactly 6 inches, you have a medium frame and the weight number you calculated above, does not need to be adjusted. If your wrist measures less than 6 inches, subtract 10 percent from your ideal weight. If your wrist measures more than 6 inches, add 10 percent to your ideal weight. For Men: The ideal weight for a man who is exactly 5 feet tall is 106 pounds. For every additional inch above 5 feet, add 6 pounds. To determine whether you have a small, medium or large frame, measure your wrist. If your wrist measures exactly 7 inches, you have a medium frame and you do not need to adjust your ideal weight. If your wrist is smaller than 7 inches, you have a small frame and should subtract 10 percent from your ideal weight. If your wrist is larger than 7 inches, you have a small frame and should add 10 percent to your ideal weight. Okay, now that you know what your ideal body weight should be, let’s take a look at how many calories your body needs each day. Before we do this however, you need to take into account your level of activity. If you are totally inactive and usually get no exercise, multiply your adjusted ideal weight by 11. If you get regular exercise two or three times a week, multiply your adjusted ideal weight by 13. If you get regular exercise four to five times a week, multiple your adjusted ideal weight by 15. And finally, if you get regular exercise six to seven times a week, multiply your adjusted ideal weight by 18. Now that you know your ideal weight and how many calories you need each day you can easily figure out how much fat you can eat. Most nutritionists recommend that you limit daily intake of fat to 30 percent of your total calories. However, if you want to lose weight or have a history of heart disease or cancer, limit your daily fat intake to 20 percent of your total calories. Let’s take a look at a real life example. If Jane is a 5 foot 4 inch woman with a medium frame her ideal weight is 120 pounds. Jane is trying to lose weight so she needs to keep her fat calories down to about 20 percent. Jane is exercising two to three times a week so we can multiply her ideal weight by the number that matches her activity level, which is 13. Now we know that Jane needs 1,560 calories each day. If we take 20 percent of 1,560 (1,560 multiplied by .20) we get 312. Next, translate fat calories into fat grams (this will make it easier for you to read food labels). One gram of fat equals 9 calories. So if we divide 312 by 9 we know that Jane can eat about 35 grams of fat per day. Because Jane is over weight and trying to lose, her ideal weight and current weight do not match up. Jane needs to adjust her total calorie consumption. In order for her to lose one pound, she needs to eliminate 3,500 calories. One simple solution is to lose a pound a week. That’s a worthy and healthy goal. It’s important to remember that your weight should be lost gradually. It’s generally not recommended to try to lose more than two pounds in a week. Attempting to do so may cause health risks, and on top of this you’re unlikely to be successful. Wan Ibrahim is the webmaster of Natural Remedy Resources. He also writes and publishes a FREE bi-weekly ezine “Healthy 4Life”. Visit http://health.adipublishing.biz to sign up for your FREE copy. Article Source: http://EzineArticles.com/?expert=Wan_Ibrahim http://EzineArticles.com/?How-to-Determine-Your-Ideal-Weight&id=132203 where can i calculate and obtain my credit score credit card debt consolidation oregon lock credit report debt consolidation arizona